Week property: a modern Ronda country house!

 

The often underestimated countryside of Spanish landscapes is full of hidden gems such as this beautiful country house in the exclusive La Melonera winery on the outskirts of the charming city of Ronda, with its modern design. This spectacular property is located about an hour and a half from the airport of Malaga, and less than an hour from Marbella.  for sale in qatar

La Melonera is a 200 hectare estate located in Andalusia, with a fully working winery that produces the highest quality Spanish wines. The property, such as this villa of 1,172 square meters, offers its own private wineyard and a wonderful view of the estate and surrounding mountains. The spacious swimming pool and the outdoor terraced area, complete with a full BBQ area and an outdoor kitchen, are perfect for relaxing and enjoying friends, offer the best views.

The property's main living and sleeping area is on one floor and has a cellar and garage used as a wine cellar. The property has 2 main living areas, one open, bright and with a view of the terrace and a smaller, more intimate area. A modern kitchen and living area has top-of-the-range appliances and windows, like most of the property, floor to ceiling.

The property comprises 4 bedrooms and 4 bathrooms, all sleekly and modernly decorated. The master bathroom is a particularly attractive space, with a designer bath positioned to enjoy a quiet view of the mountains, a space also leading to a large terrace.

Floor heating on the main level as well as an intelligent home system that can be used to control lights and temperatures are the final touches which add some additional luxury to the property. Finally, you can access the basement and garage with a lift and sell the property fully furnished. This relaxing rural life might be yours, as this beautiful country house is now available for idealista sales for €4.950,000.

Spanish mortgage jargon: FIPRE, FEIN and FIAE explained!

You might think of buying a Spanish property that takes advantage of the ultra-low prices today - but you need a mortgage loan. You may feel somewhat shocked and overwhelmed if you ask for information, and your lender will send you a huge bunch of mortgage information with esoteric banking lexicons.

Don't worry, we have you. We have you. In this brief post, we try to lay down what the main ones are and why, as a borrower, they are important to you.

FIPRE

FEIN

IFAE

 

FIPRE

Stands for Precontractual Information Pack (Precontractual Information Sheet). All this fantastic acronym means is really just an overview of the terms and conditions of a mortgage loan. It should be emphasized that it is not binding and personalized. The lender is free to change the terms and conditions advertised at any time without notice. It is useful to be used as a tool to compare it with other loan offerings (FIPFREs), all of that.

FEIN

The European Standardized Information Pack (Ficha Europea de Información Normalizada, Spanish) stands for this one. This is similar to the previous one, but unlike the first one, it is actually contractually binding and personalized for a prospective borrower. A FEIN is now the equivalent of the binding offer that we understand in English and is limited in time (normally spanning 3 months). Under new laws, the lender is obliged, at least 10 days in advance, to provide a copy of the FEIN to the borrower before signing the notary's mortgage certificate. It contains useful information such as "carrying the loan to other lenders," how to withdraw within 14 days or how to make partial payments for the loan.

IFAE

The last one is for the European Standardized Warning Pack (Ficha Europea de Advertencias Estandarizadas, in Spanish). If it sounds frightful, it's because it's supposed to be. It's a mixed bag that contains all of the common abusive mortgage clauses, official index benchmarks, early redemption penalties, etc. It provides an overview of all the conflicting issues that caused the borrowers of a mortgage loan in Spain to become so much worse in the not-so-distant past.

 

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